Lesson # 422
Prohibition of the Interest
Surah
‘Aali- ‘Imraan (The Family of Imran -3), Stage – 1,
Verse – 130 of 200, Section 14 of 20, (Part – 4)
BisMIllaahir-Rahmaanir-Rahiim
In the name of God, the Beneficent, the Merciful
130. O ye who believe! Devour not usury, doubling and quadrupling
(the sum lent). And observe your duty to Allah, that ye may be successful.
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130. Yaaa-‘ayyu-hallaziina ‘aa-manuu laa
ta’-kulur-Ribaaa ‘az-‘aafam-muzaa-‘afah. Wat-taqUllaaha
la-‘allakum tuflihuun.
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Lesson
Now it has been
described about prohibition of the usury during the mention of the Battles
of Badr and ‘Uhud. Apparently, no relationship is
visible between above both matters, but there are many causes of their
connection. Two important reasons of them are being stated as under:
·
Due to devouring the usury,
unkindness and cordial weakness increases, because:
a. The Spirit of obedience and
loyalty does not remain more due to eating up greedily unlawful earning.
b. The Avarice and misery grows
in the human being due to devouring the usury.
·
According to a history, the aim
of revelation of these both verses one after one is that at that time, matters of
Usury were often running among the Jews and the Muslims, so it was very
difficult to break relations with them. And in the incident of the Battle
of ‘Uhud, the
Jewish Hypocrites had trespassed intensely. So the Muslims were admonished that
they should leave bargaining of the usury. Otherwise, willing or unwilling, the
relations with these deceivers would remain established due to the usury, which
would be cause of loss in future.
‘Az-‘aafam-muzaa-‘afah – (doubling and quadrupling), it does not mean that you should not devour
usury, doubling and quadrupling on the sum lent, but a little may be gotten.
The fact is that during the times of ignorance, usury was used to devour in
such way as nowadays, moneylenders, banks and commercial organizations get
interest upon their capital. That is to say; they lend one hundred $ and that
is increased doubling and quadrupling (due to compound interest). It is the characteristic
of the Usury that the people, who are poor, they become poorer to poorest and
who are rich, they become more and richest. This doubling and quadrupling of
usury has been pointed out in this verse.
A usurer, who
gets unlawful benefit from the poor and indigent people due to their weakness,
he does not bear any kind of labor but eats up greedily earning of his lent
money. Likewise, at first; his own body parts become disabling. On the other
side, he makes the labor of borrower inefficacious. Labor and hard working of
the borrower becomes valueless. He hands over/surrenders his earnings; which he
earned after working hard, in the form of interest to the lender. Besides this,
the helpless debtor/borrower falls into disgrace economically, socially and
morally. Moreover, the person who lends the money, becomes lover of ease, dull
and lazy. The spirit of striving and struggling in the Way of Allah Almighty, sacrificing
and sympathizing with the creature of God Almighty is removed from his heart.
He gets all sorts of comfort and other people work hard. Others earn and he
eats. Poverty of the poor and wealth of the rich increases at the same time.
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